Canadian Halal Investor.

NYSE Shariah screener · October 2026

Is Colgate-Palmolive Company (CL) Halal?

PASS

Colgate-Palmolive Company · NYSE: CL · Consumer Staples

The short answer

Yes — Colgate-Palmolive (NYSE: CL) passes this Shariah stock screen. Its business is entirely consumer products — oral care (Colgate), personal care (Palmolive, Softsoap, Irish Spring), home care (Ajax, Fabuloso) and Hill's pet nutrition, sold in over 200 countries — with no disclosed prohibited lines. Interest-bearing debt of $7,988M is about 11.9% of its ~$67.4B market capitalization ($84.53 share price, Oct 2, 2026 × 797,172,829 shares outstanding), under the ~33% ceiling. Interest income of $75M is about 0.37% of FY2025 net sales ($20,382M) — under the ~5% non-compliant income ceiling. Both Zoya and Musaffa rate CL as halal; no ShariaPortfolio coverage was found — reported as absent, not invented.

Gate 1 — Business activity: PASS

Colgate-Palmolive Company (NYSE: CL) is a global consumer products company, founded in 1806, marketing its products in over 200 countries. It operates in two segments: Oral, Personal and Home Care — toothpastes, toothbrushes and mouthwashes (Colgate, Darlie, elmex, hello, meridol, Tom's of Maine), liquid hand soap and bar soap (Palmolive, Protex, Softsoap, Irish Spring), shower gels, deodorants (Speed Stick, Lady Speed Stick), skin health (EltaMD, Filorga, PCA SKIN), dishwashing liquids and household cleaners (Ajax, Fabuloso, Murphy) and fabric conditioners (Suavitel, Soupline) — and Hill's Pet Nutrition (Hill's Science Diet, Hill's Prescription Diet, Prime100 pet foods). In 2025, Oral Care was 44%, Personal Care 17%, Home Care 16% and Pet Nutrition 23% of worldwide net sales. None of the disclosed lines — oral care, personal care, home care, pet nutrition — are prohibited lines (no alcohol, gambling, pork, conventional banking/insurance, tobacco, cannabis, or adult entertainment). Gate 1 passes. Facts only.

Gate 2 — Debt and cash: PASS

At December 31, 2025 the company's audited balance sheet (FY2025 10-K) shows $1,117M of debt payable within one year and $6,871M of long-term debt — total interest-bearing debt of about $7,988M. Against a market cap of about $67.4B ($84.53 share price, Finnhub, October 2, 2026, times 797,172,829 shares outstanding per the August 6, 2026 Form 144), debt ÷ market cap is about 11.85%, below the ~33% ceiling. Cash and cash equivalents of $1,370M (June 30, 2026) are about 2.0% of market cap, within the ~33% guideline. Gate 2 passes. Facts only.

Gate 3 — Non-compliant income: PASS

For FY2025, Colgate-Palmolive reported $75M of interest income against net sales of $20,382M in the audited 10-K — about 0.37% of revenue, well under the 5% non-compliant income limit. The pattern holds in the most recent quarter: Q2 2026 interest income was $17M ($33M for the six months ended June 30, 2026) against net sales of $5,361M ($10,686M for the half) — about 0.31% for the half year. Interest expense is presented separately ($267M in FY2025); this ratio uses gross interest income, not net interest. Gate 3 passes. Facts only.

Key figures used

Frequently asked questions

What does Colgate-Palmolive do?

Colgate-Palmolive Company (NYSE: CL) is a global consumer products company founded in 1806, marketing its products in over 200 countries. It reports in two segments: Oral, Personal and Home Care, and Pet Nutrition. Its Oral Care brands include Colgate, Darlie, elmex, hello, meridol, Sorriso and Tom's of Maine (the company holds global leadership in toothpaste and manual toothbrushes per market share data). Personal Care brands include Palmolive, Softsoap, Irish Spring, Protex, Sanex, Speed Stick, Lady Speed Stick, EltaMD, Filorga and PCA SKIN. Home Care brands include Ajax, Axion, Fabuloso, Murphy, Suavitel and Soupline. Through its Hill's Pet Nutrition segment it sells Hill's Science Diet, Hill's Prescription Diet and Prime100 pet foods in over 80 countries. In 2025, Oral Care was 44% of worldwide net sales, Personal Care 17%, Home Care 16% and Pet Nutrition 23%.

Why does Colgate-Palmolive pass this Shariah stock screen?

Colgate-Palmolive passes all three gates of this screen. Its business is entirely consumer products — oral care, personal care, home care and pet nutrition — with no disclosed lines in prohibited areas (no alcohol, gambling, pork, conventional banking or insurance, tobacco, cannabis or adult entertainment), so the business gate passes. Interest-bearing debt of about $8.0B is about 11.9% of its ~$67.4B market capitalization, below the ~33% ceiling, so the financial-structure gate passes. Interest income of $75M in FY2025 is about 0.37% of $20,382M net sales — below the ~5% non-compliant income ceiling, so the income gate passes. Cash of $1,370M is about 2.0% of market cap. This is a factual screen, not a religious ruling — consult a qualified scholar for personal guidance.

What is Colgate-Palmolive's interest-bearing debt ratio?

At December 31, 2025, per the audited FY2025 10-K balance sheet, Colgate-Palmolive reported debt payable within one year of $1,117M and long-term debt of $6,871M — total interest-bearing debt of $7,988M. Against a market capitalization of about $67.4B ($84.53 share price, Finnhub, October 2, 2026, times 797,172,829 shares outstanding per the August 6, 2026 Form 144), debt divided by market cap is about 11.85%, well below the ~33% ceiling. Cash and cash equivalents of $1,370M (June 30, 2026) are about 2.0% of market cap, also within the ~33% guideline. The financial-structure gate passes.

What is Colgate-Palmolive's non-compliant income ratio?

For FY2025, Colgate-Palmolive reported interest income of $75M against net sales of $20,382M in the audited 10-K — about 0.37% of revenue, far below the ~5% non-compliant income ceiling. (FY2024 was $67M and FY2023 $55M on the same basis.) The most recent quarter, Q2 2026, confirms the pattern: interest income of $17M in the quarter and $33M for the six months ended June 30, 2026 against net sales of $5,361M and $10,686M — about 0.31% for the half year. Interest expense is presented separately ($267M in FY2025, $124M in H1 2026); this ratio uses gross interest income, not net interest. On this basis, the income gate passes.

Do Zoya, Musaffa, or ShariaPortfolio cover Colgate-Palmolive?

Zoya covers Colgate-Palmolive (CL) on zoya.finance/stocks/cl — as of October 2026 it reports CL as Shariah-compliant and halal to invest in, citing the FY2025 figures of $75M interest income on $20,382M revenue (0.37%). Musaffa also covers CL at musaffa.com/stock/CL/ — as of September 2026 it classifies Colgate-Palmolive Co as halal under its Shariah screening methodology. No ShariaPortfolio rating or coverage page for CL was found — honestly reported as absent, not invented. This page applies the screen directly from the company's own filings: the FY2025 10-K (filed February 2026) and the Q2 2026 10-Q results (reported July 31, 2026).

Sources

Screened 2026-10-02 from published company figures and market data. Figures change; this page is educational, not financial advice and not a religious ruling.

Screened with our two-gate Shariah screening methodology (business-activity gate, then AAOIFI-style financial ratios).