Canadian Halal Investor.

NYSE Shariah screener · October 2026

Is The TJX Companies, Inc. (TJX) Halal?

PASS

The TJX Companies, Inc. · NYSE: TJX · Consumer Discretionary

The short answer

Yes — The TJX Companies (TJX) passes this Shariah stock screen. The Framingham, Massachusetts-based off-price retailer (TJ Maxx, Marshalls, HomeGoods, Winners, TK Maxx; 5,200+ stores worldwide) sells only apparel, accessories, and home fashions — its FY2026 10-K discloses no alcohol, tobacco, weapons, gambling, or lending business, so the business-activity gate passes. Debt of $2,869M (current portion $999M + long-term $1,870M) is about 1.95% of its ~$147.1B market cap (1,101,167,677 shares × $133.59, October 1, 2026), below the ~33% ceiling, and net interest income of $121M is about 0.20% of FY2026 revenue of $60,372M, below the 5% ceiling. Zoya independently rates TJX Shariah-compliant (September 2026); Musaffa and ShariaPortfolio show no TJX coverage. This is a factual screen, not a religious ruling — consult a qualified scholar for personal rulings.

Gate 1 — Business activity: PASS

The TJX Companies, Inc. (NYSE: TJX), headquartered in Framingham, Massachusetts, is the leading off-price apparel and home fashions retailer in the U.S. and worldwide, operating more than 5,200 stores in four segments: in the U.S., Marmaxx (TJ Maxx, Marshalls, tjmaxx.com, marshalls.com) and HomeGoods (HomeGoods, Homesense); TJX Canada (Winners, HomeSense, Marshalls); and TJX International (TK Maxx, Homesense and e-commerce sites in Europe and Australia). Sierra stores and sierra.com are reported inside Marmaxx. Per the FY2026 10-K, revenue splits into Apparel (clothing including footwear), Accessories (including jewelry and beauty), and Home fashions — roughly 44–48% / 17–21% / 35%. Business-screen implication (factual): no alcohol, tobacco, weapons, gambling, or conventional-lending segment is disclosed in any banner or product category. Gate 1 passes. Facts only.

Gate 2 — Debt and cash: PASS

Per TJX's FY2026 10-K (fiscal year ended January 31, 2026; filed April 2026; SEC CIK 109198), total interest-bearing debt was $2,869M — current portion of long-term debt $999M + long-term debt $1,870M. Against a market cap of about $147.1B (1,101,167,677 shares from the Q2 10-Q quarter ended August 1, 2026 × $133.59, Finnhub live price October 1, 2026), debt ÷ market cap is about 1.95% — far below the ~33% ceiling. Cash and cash equivalents of $6,230M is about 4.24% of market cap. The debt gate passes. Facts only.

Gate 3 — Non-compliant income: PASS

TJX's FY2026 10-K reports 'Interest (income) expense, net' of $(121)M — $121M net interest income — against FY2026 net sales of $60,372M (53-week year): about 0.20% of revenue, far below the 5% non-compliant income ceiling. This is the broadest verifiable interest-income figure — the income statement discloses it only as a net line (gross interest income is not separately stated). Zoya's public TJX page independently reports the same $121M / 0.2% figures. TJX is an off-price retailer, not a finance business. The income gate passes. Facts only.

Key figures used

Frequently asked questions

What does TJX do?

The TJX Companies, Inc. (NYSE: TJX), headquartered in Framingham, Massachusetts, is the leading off-price apparel and home fashions retailer in the U.S. and worldwide. It sells a rapidly changing assortment of apparel, home fashions and other merchandise at prices generally 20–60% below full-price retailers, across more than 5,200 stores in four segments: in the U.S., Marmaxx (TJ Maxx, Marshalls, tjmaxx.com, marshalls.com) and HomeGoods (HomeGoods, Homesense); TJX Canada (Winners, HomeSense, Marshalls); and TJX International (TK Maxx, Homesense and e-commerce sites in Europe and Australia). Sierra stores and sierra.com (U.S.) are reported inside the Marmaxx segment. Per the FY2026 10-K, consolidated revenue splits into Apparel (clothing including footwear) ~44–48%, Accessories (including jewelry and beauty) ~17–21%, and Home fashions ~35%.

Why does TJX pass this Shariah stock screen?

Per TJX's FY2026 10-K (filed April 2026, SEC CIK 109198), its business is off-price retail of apparel and home fashions — there is no alcohol, tobacco, weapons, gambling, or conventional-lending segment. The 10-K's product-category table lists only Apparel (clothing including footwear), Accessories (including jewelry and beauty), and Home fashions — no haram product line is disclosed in any segment. Gate 1 passes on facts from the company's own filing; this is a factual screen, not a religious ruling — consult a qualified scholar for personal rulings.

What is TJX's interest-bearing debt ratio?

Per TJX's FY2026 10-K (fiscal year ended January 31, 2026; filed April 2026; SEC CIK 109198), total interest-bearing debt was $2,869M — current portion of long-term debt $999M + long-term debt $1,870M. Against a market cap of about $147.1B (1,101,167,677 shares from the Q2 10-Q for the quarter ended August 1, 2026 × $133.59, Finnhub live price October 1, 2026), debt ÷ market cap is about 1.95% — well below the ~33% ceiling. Cash and cash equivalents of $6,230M is about 4.24% of market cap. The debt gate passes.

What is TJX's non-compliant income ratio?

TJX's FY2026 10-K reports 'Interest (income) expense, net' of $(121)M — i.e., $121M net interest income — against FY2026 net sales of $60,372M (53-week year), about 0.20% of revenue, far below the 5% non-compliant income ceiling. This is the broadest verifiable interest-income figure: the 10-K income statement discloses it only as a net line (gross interest income minus interest expense), so gross interest income would be at or above $121M but is not separately stated. Zoya's public TJX page independently reports FY2026 interest income of $121M and 0.2% of the combined total. TJX is an off-price retailer, not a finance business. The income gate passes.

Do Zoya, Musaffa, or ShariaPortfolio cover TJX?

Zoya covers TJX and rates it Shariah-compliant ('As of September 2026, TJX is Shariah-compliant and therefore considered halal to invest in'), also reporting $121M of interest income on FY2026 revenue of $60,372M (0.2%) — but note the page's auto-generated template text carries contradictory FAQ sentences (simultaneously asserting interest income exists and does not exist), so the rating is reported with that caveat. Musaffa: no dedicated TJX stock screening page surfaced in search — honestly reported as no coverage found. ShariaPortfolio: no TJX entry found. All absent coverage is reported as absent, not invented. This page applies the screen directly from TJX's own filings.

Sources

Screened 2026-10-01 from published company figures and market data. Figures change; this page is educational, not financial advice and not a religious ruling.

Screened with our two-gate Shariah screening methodology (business-activity gate, then AAOIFI-style financial ratios).