NYSE Shariah screener · October 2026
Is Williams-Sonoma, Inc. (WSM) Halal?
Williams-Sonoma, Inc. · NYSE: WSM · Consumer Discretionary
The short answer
Yes - Williams-Sonoma, Inc. (WSM) passes this Shariah stock screen on all three gates. The business is home-furnishings retail - Williams Sonoma, Pottery Barn, West Elm, and sister brands, about 65% e-commerce - with no haram segments disclosed in its FY2025 10-K (fiscal year ended February 1, 2026, filed March 25, 2026). The company has no interest-bearing debt (no borrowings under its $600M credit facility) - debt / market cap is 0.0% of ~$27.5B ($233.39 latest quote, October 2, 2026). 'Interest income, net' of $36.8M - the filing's disclosed line - is about 0.47% of net revenues ($7,806.8M), below the 5% ceiling. Note: Zoya rates WSM Shariah-compliant (September 2026) and Musaffa classifies it halal (October 2026); no ShariaPortfolio rating was found.
Gate 1 — Business activity: PASS
Williams-Sonoma, Inc. (NYSE: WSM) calls itself 'the world's largest digital-first, design-led home retailer' - per the FY2025 10-K. Its brands are Williams Sonoma, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Williams Sonoma Home, Rejuvenation, Mark & Graham, and GreenRow; in FY2025 about 65% of net revenues came from e-commerce and 35% from retail stores, operating in the US, Puerto Rico, Canada, Australia, and the UK with franchisees in Mexico, South Korea, India, and the Philippines. Haram flags checked (factual, from the filings): the 10-K discloses no alcohol, tobacco, gambling, weapons, pork, or interest-based lending businesses - the 'Key Rewards' loyalty/credit card program is a marketing program, not a material financial-services segment. Gate 1 passes. Facts only.
Gate 2 — Debt and cash: PASS
Per Williams-Sonoma's FY2025 10-K (fiscal year ended February 1, 2026, filed March 25, 2026), the balance sheet has no interest-bearing debt lines, and the filing states 'During fiscal 2025 and fiscal 2024, we had no borrowings under our Credit Facility' (an unsecured $600M revolver). Against a market cap of about $27.5B ($233.39 latest quote, October 2, 2026), debt / market cap is 0.0%, below the ~33% ceiling. Cash and cash equivalents of $1,019.8M are about 3.7% of market cap (operating lease liabilities of ~$1.46B are reported separately and are not interest-bearing debt). Gate 2 passes. Facts only.
Gate 3 — Non-compliant income: PASS
Williams-Sonoma's FY2025 10-K discloses 'Interest income, net' of $36.8M as a separate line on the consolidated statements of earnings; cash paid for interest was only $692K, so the net line is essentially all interest income. Against net revenues of $7,806.8M, that is about 0.47% of revenue, well below the 5% non-compliant income ceiling. Gate 3 passes on the filing's disclosed line. Facts only.
Key figures used
- Business: 'world's largest digital-first, design-led home retailer' - Williams Sonoma, Pottery Barn (Kids/Teen), West Elm, WS Home, Rejuvenation, Mark & Graham, GreenRow; ~65% e-commerce; no haram segments disclosed in the FY2025 10-K
- Debt: $0 interest-bearing debt (no borrowings under $600M credit facility in FY2025/FY2024) - debt / market cap 0.0% of ~$27.5B, under the ~33% ceiling
- Cash: $1,019.8M cash and cash equivalents (mostly money market funds), about 3.7% of market cap
- Interest income: $36.8M ('Interest income, net'; interest paid only $692K) vs net revenues $7,806.8M - about 0.47% of revenue, under the 5% ceiling
- Market cap: ~$27.5B ($233.39 latest quote, October 2, 2026); FY2025 10-K (fiscal year ended Feb 1, 2026) filed March 25, 2026
- Zoya: Shariah-compliant (September 2026); Musaffa: halal (October 2026); ShariaPortfolio: no coverage found
- Result: PASS on all three gates
Frequently asked questions
What does Williams-Sonoma do?
Williams-Sonoma, Inc. (NYSE: WSM) calls itself 'the world's largest digital-first, design-led home retailer.' Its brands are Williams Sonoma, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Williams Sonoma Home, Rejuvenation, Mark & Graham, and GreenRow. In FY2025 about 65% of net revenues came from e-commerce and about 35% from retail stores; it operates in the US, Puerto Rico, Canada, Australia, and the UK, with unaffiliated franchisees in Mexico, South Korea, India, and the Philippines. The 10-K discloses no alcohol, tobacco, gambling, weapons, pork, or interest-based lending businesses - a 'Key Rewards' loyalty/credit card program is a marketing program, not a material financial-services segment.
Why does Williams-Sonoma pass this Shariah stock screen?
Williams-Sonoma passes all three gates from its own filings. Gate 1: the business is home-furnishings retail - no haram segments are disclosed in the FY2025 10-K. Gate 2: the company has no interest-bearing debt (no borrowings under its $600M credit facility in FY2025) - debt / market cap is 0.0% of ~$27.5B ($233.39 latest quote, October 2, 2026), below the ~33% ceiling. Gate 3: 'Interest income, net' of $36.8M (cash paid for interest was only $692K, so the net line is essentially all interest income) is about 0.47% of net revenues ($7,806.8M, FY2025), below the 5% ceiling. Note: Zoya rates WSM Shariah-compliant (September 2026) and Musaffa classifies it halal (October 2026). This is a factual screen, not a religious ruling - consult a qualified scholar for personal rulings.
What is Williams-Sonoma's interest-bearing debt ratio?
Per Williams-Sonoma's FY2025 10-K (fiscal year ended February 1, 2026, filed March 25, 2026), the balance sheet has no interest-bearing debt lines, and the filing states 'During fiscal 2025 and fiscal 2024, we had no borrowings under our Credit Facility' (an unsecured $600M revolver). Against a market cap of about $27.5B ($233.39 latest quote on October 2, 2026), debt / market cap is 0.0% - below the ~33% ceiling. Cash and cash equivalents of $1,019.8M are about 3.7% of market cap. (Operating lease liabilities of ~$1.46B are reported separately and are not interest-bearing debt.) Gate 2 passes.
What is Williams-Sonoma's non-compliant income ratio?
Williams-Sonoma's FY2025 10-K discloses 'Interest income, net' of $36.8M as a separate line on the consolidated statements of earnings ($36,838K); cash paid for interest was only $692K, so the net line is essentially all interest income. Against net revenues of $7,806.8M, that is about 0.47% of revenue, well below the 5% non-compliant income ceiling. Gate 3 passes on the filing's disclosed line.
Do Zoya, Musaffa, or ShariaPortfolio cover Williams-Sonoma?
Zoya covers WSM and rates it Shariah-compliant / halal as of September 2026 (zoya.finance/stocks/wsm), citing the same FY2025 figures (revenue $7,806.8M, interest income $36.8M = 0.47%). Musaffa covers WSM and classifies it as halal as of October 2026 (AAOIFI methodology; musaffa.com/stock/WSM/). No ShariaPortfolio screening page or rating for WSM was found - reported as absent, not invented. This page applies the screen directly from Williams-Sonoma's own SEC filings and reports these positions honestly.
Sources
- Williams-Sonoma - FY2025 10-K, fiscal year ended Feb 1, 2026, filed Mar 25, 2026 (NYSE listing confirmed on cover; brand list; ~65% e-commerce; balance sheet: no interest-bearing debt; 'no borrowings under our Credit Facility'; cash $1,019.8M; income statement: net revenues $7,806.8M; 'Interest income, net' $36.8M; cash paid for interest $692K)
- Finnhub - WSM market data (XNYS; $233.39 latest quote, October 2, 2026)
- Zoya - Williams-Sonoma (WSM) stock page (status: Shariah-compliant, September 2026)
- Musaffa - Williams-Sonoma (WSM) stock page (status: halal, October 2026)
Screened 2026-10-02 from published company figures and market data. Figures change; this page is educational, not financial advice and not a religious ruling.
Screened with our two-gate Shariah screening methodology (business-activity gate, then AAOIFI-style financial ratios).