Canadian Halal Investor.

NYSE Shariah screener · October 2026

Is Xylem Inc. (XYL) Halal?

PASS

Xylem Inc. · NYSE: XYL · Industrials

The short answer

Yes -- Xylem Inc. (XYL) passes this Shariah stock screen at all three gates. Per its FY2025 10-K, Xylem's core business is water technology -- designing, manufacturing and servicing engineered products and solutions across four segments (Water Infrastructure, Applied Water, Measurement and Control Solutions, and Water Solutions and Services) -- with no involvement in conventional banking or insurance, alcohol, gambling, pork, tobacco or weapons. Its separately disclosed interest income of $27M is about 0.30% of its $9,035M in revenue, below the 5% non-compliant income ceiling. Its debt screen passes: $2,067M of short-term borrowings and current maturities, long-term debt and finance lease liabilities is about 8.43% of its ~$24.53B market cap ($100.88, latest close retrieved October 2, 2026), below the ~33% ceiling. All three third-party screeners agree: Zoya flags XYL as Shariah-compliant (halal), Musaffa rates it halal as of October 2026, and ShariaPortfolio calls it Shariah Compliant, passing 5/5 standards -- honestly reported, not invented.

Gate 1 — Business activity: PASS

Xylem Inc. (NYSE: XYL), based in Washington, D.C., describes itself in its FY2025 10-K Item 1 as a leading global water technology company with 2025 revenue of $9.0 billion and about 22,000 employees. It designs, manufactures and services engineered products and solutions across critical applications primarily in the water sector -- pumps, valves, filtration and disinfection equipment, sensors, analytical instruments, smart metering and digital software for the water cycle, from drinking-water delivery and treatment to wastewater collection and reuse. It operates four segments: Water Infrastructure, Applied Water, Measurement and Control Solutions, and Water Solutions and Services. Business screen (factual, from the filing): none of its reported business lines involve conventional lending or insurance, alcohol, gambling, pork, tobacco or weapons. Gate 1 passes. Facts only.

Gate 2 — Debt and cash: PASS

Per Xylem's FY2025 10-K balance sheet (fiscal year ended December 31, 2025), interest-bearing debt was $2,067M -- short-term borrowings and current maturities of long-term debt of $534M, long-term debt (net) of $1,408M, plus finance lease liabilities of $125M ($34M current and $91M noncurrent per the leases note). Against a market cap of about $24.53B ($100.88 latest close retrieved October 2, 2026; 243,141,405 shares outstanding per the 10-K cover), debt divided by market cap is about 8.43%, comfortably below the ~33% ceiling. Cash and cash equivalents of $1,479M are about 6.03% of market cap. Gate 2 passes. Facts only.

Gate 3 — Non-compliant income: PASS

Xylem's FY2025 10-K income statement discloses interest income of $27M in other nonoperating income, net, against total revenue of $9,035M -- about 0.30% of revenue, far below the 5% non-compliant income ceiling. The interest income line is separately stated in the filing. Gate 3 passes. Facts only.

Key figures used

Frequently asked questions

What does Xylem do?

Xylem Inc. (NYSE: XYL), based in Washington, D.C., describes itself in its FY2025 10-K as a leading global water technology company with 2025 revenue of $9.0 billion and about 22,000 employees. It designs, manufactures and services engineered products and solutions for the water sector -- pumps, valves, filtration, disinfection, smart metering, analytics and digital solutions across the full water cycle. It operates four segments: Water Infrastructure, Applied Water, Measurement and Control Solutions, and Water Solutions and Services. None of its reported business lines involve conventional lending, insurance, alcohol, gambling, pork, tobacco or weapons.

Why does Xylem pass this Shariah stock screen?

Xylem passes all three gates in this screen. Gate 1 passes because its core business -- water technology equipment and services across four segments -- contains no non-compliant activity (no conventional banking or insurance, alcohol, gambling, pork, tobacco or weapons) per its FY2025 10-K Item 1. Gate 2 passes: $2,067M of interest-bearing debt (short-term borrowings and current maturities $534M, long-term debt $1,408M, finance lease liabilities $125M) against a ~$24.53B market cap is about 8.43%, below the ~33% ceiling. Gate 3 passes: separately disclosed interest income of $27M is about 0.30% of $9,035M in revenue, below the 5% ceiling. This is a factual screen, not a religious ruling -- consult a qualified scholar for personal rulings.

What is Xylem's interest-bearing debt ratio?

Per Xylem's FY2025 10-K balance sheet (fiscal year ended December 31, 2025), interest-bearing debt was $2,067M -- short-term borrowings and current maturities of long-term debt of $534M, long-term debt (net) of $1,408M, plus finance lease liabilities of $125M ($34M current and $91M noncurrent per the leases note). Against a market cap of about $24.53B ($100.88 latest close retrieved October 2, 2026; 243,141,405 shares outstanding per the 10-K cover), debt divided by market cap is about 8.43% -- comfortably below the ~33% ceiling. Cash and cash equivalents of $1,479M are about 6.03% of market cap. Gate 2 passes.

What is Xylem's non-compliant income ratio?

Xylem's FY2025 10-K income statement discloses interest income of $27M in other nonoperating income, net, against total revenue of $9,035M -- about 0.30% of revenue, far below the 5% non-compliant income ceiling. The interest income line is separately stated in the filing. Gate 3 passes.

Do Zoya, Musaffa, or ShariaPortfolio cover Xylem?

All three third-party screeners cover XYL and agree it is compliant. Zoya covers XYL and flags it as Shariah-compliant, therefore considered halal to invest in, based on Xylem's most recent financial reports (the page's displayed assessment date was blank when accessed in October 2026). Musaffa covers XYL and classifies it as halal as of October 2026 under its AAOIFI methodology. ShariaPortfolio covers XYL and states Xylem Inc is Shariah Compliant, passing 5/5 of the Shariah standards it screens against. These positions are consistent with this page's own PASS outcome. This page applies the screen directly from Xylem's own filings and reports these positions honestly.

Sources

Screened 2026-10-02 from published company figures and market data. Figures change; this page is educational, not financial advice and not a religious ruling.

Screened with our two-gate Shariah screening methodology (business-activity gate, then AAOIFI-style financial ratios).